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November 1, 2006
Every 25.5 Seconds a Vehicle is Stolen in the U.S.
Des Plaines, IL - Hot Wheels, the National Insurance Crime Bureau's companion
study to its annual Hot Spots auto theft report examines data reported
to the National Crime Information Center (NCIC) and determines the vehicle
make, model, and model year most reported stolen in 2005. See the full
report at www.nicb.org.
For 2005, the most stolen vehicles* in the nation were:
1991 Honda Accord
2. 1995 Honda Civic
3. 1989 Toyota Camry
4. 1994 Dodge Caravan
5. 1994 Nissan Sentra
6. 1997 Ford F150 Series
7. 1990 Acura Integra
8. 1986 Toyota Pickup
9. 1993 Saturn SL
10. 2004 Dodge Ram Pickup
In 2005, 1,235,226 motor vehicles were reported stolen which is 2,625
fewer than in 2004. Using the FBI's average valuation of $6,173 per stolen
vehicle, this amounts to over $7.6 billion in losses in 2005 - just in
vehicle value alone.
The FBI Uniform Crime Report divides the nation into four regions: Midwest,
Northeast, South and West. The Midwest with 22.3% of the nation's population
reported 225,519 vehicle thefts (an increase of 0.4% over 2004) and represents
18.3% of the total number of vehicles stolen in 2005; the Northeast with
18.4% of the population reported 129,835 vehicle thefts (a decrease of
9.5% from 2004) and represents 10.5% of the total stolen; the South with
36.3% of the population reported 412,033 thefts (a decrease of 2.3% from
2004) and represents 33.4% of the total number of vehicles stolen. Finally,
the West with 23.0 % of the population reported 467,839 vehicle thefts
(an increase of 4.5% over 2004) and represents 37.9% of the total number
of vehicles stolen.
With only 62.1% of stolen vehicles recovered last year the question becomes,
what happens to the over 450,000 vehicles still outstanding? The short
answer is that they fuel a number of related insurance fraud and vehicle
theft activities. For example:
Exports: NICB Agents have recovered a significant number of stolen vehicles
from foreign countries. It is not unusual for stolen vehicles to be shipped
intact to other countries where prospective buyers can have them for a
fraction of what they would legitimately cost and with no questions asked.
Whether enclosed in shipping containers at coastal ports or simply driven
across the border into Canada or Mexico and elsewhere, exports contribute
to the tens of thousands of stolen vehicles which are never recovered.
NICB's Foreign Operations group actively pursues the repatriation of stolen
vehicles in foreign countries and works closely with U.S. embassy personnel
and foreign government officials to return those vehicles. Just in 2005,
over 3,000 vehicles were returned to the U.S. from Belize, Costa Rica,
El Salvador, Dominican Republic, Guatemala, Honduras, Jamaica, Lithuania,
México, Nicaragua and Venezuela.
Owner Give-Ups: An owner give-up is the term that describes a vehicle
that has been reported stolen by its owner when the owner is actually
making a false theft report. In these situations, vehicles are driven
into ponds, lakes, or quarries, set on fire in sparsely populated areas,
or even driven into Mexico and abandoned with their owners filing "theft"
reports later.
Owner give-ups are often motivated by economic factors. If a person owes
more on a vehicle than it is worth, having it stolen allows the owner
to walk away from the debt. Similarly, on a lease where the usage has
exceeded the terms of the lease, theft becomes an option.
Chop Shops: A good percentage of stolen vehicles end up in chop shops.
These are places that disassemble stolen vehicles and sell their parts
to individuals, dealers, body shops - just about anyone who has a need
but has no scruples. Thieves can sell the individual parts from older
models for more money than the vehicle is worth intact.
This fraud is exacerbated when an unethical body shop submits a repair
bill to an insurance company showing it obtained and used original equipment
manufacturer (OEM) replacement parts when in reality the parts used were
obtained from a chop shop. The insurance company pays the higher invoice
cost and the body shop pockets the difference. (Visit our Web site to
see this in graphic detail.)
A Layered Approach to Protection: To protect their investment, Robert
M. Bryant, NICB's President and Chief Executive Officer, encourages vehicle
owners to follow its "layered approach" to auto theft prevention
by employing simple, low-cost suggestions to make their vehicles less
attractive to thieves. NICB's four layers are:
Common Sense: The cheapest form of defense is to simply employ the anti-theft
devices that are standard on all vehicles: locks. Lock your car and take
your keys.
Warning Device: Having and using a visible or audible warning device is
another item that can ensure that your car remains where you left it.
Immobilizing Device: "Kill" switches, fuel cut-offs, and smart
keys are among the devices which are high and low tech, but extremely
effective. Generally speaking, if your car won't start, it won't get stolen.
Tracking Device: If your vehicle is stolen, these systems help law enforcement
track and recover it and return it to you. Some systems will even inform
you if your vehicle has been moved without your knowledge.
You can do your part in helping to stop this criminal activity by reporting
fraud and vehicle theft to NICB at 1-800-TEL-NICB (1-800-835-6422). Your
call can be anonymous and you could be eligible for a reward. Or you may
report fraud and theft by visiting our Web site www.nicb.org.
The National Insurance Crime Bureau is the nation's leading not-for-profit
organization dedicated exclusively to preventing, detecting and defeating
insurance fraud and vehicle theft through information analysis, investigations,
training and public awareness.
* This report reflects only stolen vehicle data reported to NCIC in 2005.
No further filtering of information is conducted, i.e., determining the
total number of a particular make and model currently registered in the
U.S. for comparison purposes.
© 2006 The National Insurance Crime Bureau
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